“Do not rob the poor, because he is poor.”

Proverbs 22:22 

“If you lend money to My people, to the poor person among you, you must not be like a moneylender to him; you must not charge him interest. If you ever take your neighbor’s cloak as collateral, return it to him before sunset. For it is his only covering; it is the clothing for his body. What will he sleep in? And if he cries out to Me, I will listen because I am compassionate.” 

Exodus 22:25-27


Payday – and other high cost loans – market financial relief,
but create a debt trap for many households.

Payday loans can be a trap.

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The typical individual who takes out a payday loan ends up taking out 10 loans over the course of a year – a result of these loans’ high rates of interest and lack of any safeguards against recurring debt.

Payday lenders target the poor.

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We believe that individuals – particularly those who are poor or struggling – should not become easy marks for predatory lenders. Instead, lending should be fair. Loans should provide an avenue for financial opportunity, not a quagmire of debt.

We can STOP this injustice.

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Join us as we call for an end to the exploitation of households through high cost loans. These loans should be extended at reasonable interest rates, and be free from predatory or deceptive lending practices.